Zyada tar online dhoke ek hi buniyaadi cheez par chalte hain: jaldi. Aapko kaha jata hai ke foran faisla karein, warna mauqa nikal jayega ya account band ho jayega. Ye jaldi hi asal hathiyar hoti hai, kyunke soch samajh kar faisla karne wala shakhs aksar phans nahi taa.
Doosri aam nishani ghair-maamooli munafe ka wada hai. Koi bhi jaiz sarmaya kari muqarrara aur yaqeeni munafa nahi deti. Jitna zyada munafa, utna zyada khatra — is usool ka koi istisna nahi.
Teesri nishani adaigi ka tareeqa hai. Agar koi kahe ke paisa kisi zaati account mein bhejein, mobile wallet par bhejein, ya gift card se adaigi karein, to ye taqreeban hamesha dhoka hota hai.
Ye kabhi kisi ko na dein
- OTP ya verification code — bank kabhi nahi maangta
- ATM ka PIN ya card ke peeche ka CVV number
- Bank ki app ya email ka password
- CNIC ki tasveer kisi anjaan shakhs ko
Shak ho to raabta khatam karein aur bank ke apne helpline number par khud call karein — us number par nahi jo aapko bheja gaya ho.