Current account rozmarra ke lain-dain ke liye hota hai. Ismein paisa nikalne aur jama karne par koi hadd nahi hoti, lekin aam tor par is par munafa nahi milta. Karobari log zyada tar yahi rakhte hain.
Savings account bachat ke liye hota hai. Ismein rakhi raqam par munafa milta hai, lekin bank kuch shartein rakhta hai — jaise mahine mein kitni baar paisa nikala ja sakta hai, ya kam se kam kitni raqam rakhni hai.
Term ya fixed deposit mein raqam ek muqarrara muddat ke liye rakhi jati hai. Munafa zyada hota hai, lekin waqt se pehle paisa nikalne par munafa kam ho jata hai ya khatam.
Islami banking mein in hi maqasid ke liye alag tarteeb hoti hai, jahan munafa sood ke bajaye nafa-nuqsan ki sharakat ki bunyad par diya jata hai.
Account kholne se pehle poochein
- Kam se kam kitni raqam rakhni hogi
- Mahane charges kitne hain
- Paisa nikalne par koi hadd to nahi
- Munafa kis bunyad par milega